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                        <h2 style="font-family: helvetica, arial, sans-serif; line-height: 20px; color: #da291c; font-size: 26px; font-weight: lighter; margin: 0; padding: 0;">What does courage mean to you?</h2>
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          <td class="content-block" style="border-collapse: collapse; padding: 0 20px;"><p style="font-family: helvetica, arial, sans-serif; line-height: 24px; font-size: 14px; margin: 0; padding: 0;">Show us, through your lens, and you could win $2,500 in the Hiscox Capture Courage Photography Contest.</p></td>
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          <td class="content-block" style="border-collapse: collapse; padding: 0 20px;"><p style="font-family: helvetica, arial, sans-serif; line-height: 24px; font-size: 14px; margin: 0; padding: 0;">As a photographer and Hiscox customer we know that courage is in your DNA. According to  Hiscox's<a href="http://www.hiscox.com/shared-documents/Hiscox_ACI.pdf"> American Courage Index &trade;</a>, American business owners like you continue to show a higher overall courage score than the general population. At Hiscox we believe in rewarding courage and want to see the photo you believe best captures this important concept.</p>
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          <td class="content-block" style="border-collapse: collapse; padding: 0 20px;"><h3 style="font-family: helvetica, arial, sans-serif; line-height: 24px; color: #ffffff; font-size: 20px; font-weight: lighter; margin: 0; padding: 0;">Contest Details</h3></td>
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    <td rowspan="7" valign="top" class="block-two " style="border-collapse: collapse; width: 300px; padding: 0;"><img src="https://www.hiscox.co.uk/_HTML_Emails/Group/usa/images/16036_us_is_40859206_asolider_holding_baby.jpg" width="301" alt="" style="height:auto;"/></td>
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    <td class="content-block" style="border-collapse: collapse; padding: 0 20px;"><span style="font-family: helvetica, arial, sans-serif; line-height: 30px; color: #da291c; font-size: 26px; font-weight: lighter; margin: 0; padding: 0;">Courage means different things to different people.</span></td>
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    <td class="content-block" style="border-collapse: collapse; padding: 0 20px;"><p style="font-family: helvetica, arial, sans-serif; line-height: 24px; color: #ffffff; font-size: 14px; font-weight: lighter; margin: 0; padding: 0;">The image of courage may be a baby taking their first step or a soldier heading off on deployment. Share your best original photograph of courage by posting it on Facebook, Twitter or Instagram with the hashtag  #capturecourage. You must have photographed the image, and the photo must  be your original work. </p></td>
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    <td align="left" class="content-block" style="border-collapse: collapse; padding: 0 20px;"><p style="font-family: helvetica, arial, sans-serif; line-height: 24px; color: #ffffff; font-size: 14px; font-weight: lighter; margin: 0; padding: 0;">Entries will be judged by their originality and their relevance to the theme of courage. The photographer of the winning image will receive a $2,500 cash prize. The photographers of the second and third best images will receive $1,500 and $500 respectively. </p></td>
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                    <td><a href="https://www.instagram.com/hiscoxinsurance"><img src="https://www.hiscox.co.uk/_HTML_Emails/Group/usa/images/16036_us_instagram.png" width="30" height="30" alt=""/></a></td>
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                    <td><span style="font-family: helvetica, arial, sans-serif; line-height: 0px; color: #000000; font-size: 14px; font-weight: lighter; margin: 0; padding: 0;"><a href="https://www.instagram.com/hiscoxinsurance">@HiscoxInsurance</a></span></td>
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              <td class="m-gap" style="border-collapse: collapse; height: 20px; font-size: 20px; line-height: 20px; padding: 0 20px;"><span style="font-family: helvetica, arial, sans-serif; line-height: 20px; color: #da291c; font-size: 14px; font-weight: lighter; margin: 0; padding: 0;"><span class="block-two " style="border-collapse: collapse; width: 300px; padding: 0;"><span style="font-size: 14px; color: #DA291C;"><strong><strong>2. Share a photo </strong></strong><span style="color: #000000">you've taken that 
              represents ‘courage’.</span></span></span></td>
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              <td class="m-gap" style="border-collapse: collapse; height: 20px; font-size: 20px; line-height: 20px; padding: 0;"><span class="m-gap" style="border-collapse: collapse; height: 20px; font-size: 20px; line-height: 20px; padding: 0 20px;"></td>
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            <span><span style="font-size: 11px; line-height: 14px; font-family: helvetica, arial, sans-serif; margin: 0; padding: 0;"><a href="http://www.hiscoxbroker.com/legal-notices/" style="color:#da291c; text-decoration:none; font-weight:bold;" target="_blank">Contest Rules</a></span><br />
              <span style="font-size: 11px; font-family: helvetica, arial, sans-serif;">Enter as many of your photos  as you like. <br />
              <br />
Entries that violate or infringe upon another person’s rights, including but not limited to copyright, are not eligible. Participants should receive permission from those appearing in any photo. <br />
<br />
Any and all submissions become the property of Hiscox. If you submit any creative suggestions, ideas, notes, drawings, concepts, designs, original artwork, or other information, you assign to Hiscox all of your rights in and to them without compensation or payment of any kind. By entering into this contest, each entrant agrees to indemnify and defend Hiscox Inc. (“Hiscox”) and its affiliates, employees, officers, and directors  against any claim by a third party relating to the entrant’s posted  photograph or participation in this contest.<br />
                <br />
                <a href="http://www.hiscoxbroker.com/legal-notices/" style="color:#da291c; text-decoration:none; font-weight:bold;" target="_blank">Entry Deadline</a><br />
                All entries must be received via Facebook, Instagram or Twitter using #capturecourage by 11:59 PM Eastern Standard Time on 8/1/16. <br />
  <br />
  <a href="http://www.hiscoxbroker.com/legal-notices/" style="color:#da291c; text-decoration:none; font-weight:bold;" target="_blank">Judging</a><br /> 
              An internal Hiscox panel of judges will select one winner, in its sole discretion. The winner will be announced via Facebook, Instagram and Twitter on or before August 31, 2016.<br />
              <br />
Hiscox may disqualify anyone who fails to respond to the notification within five business days. The contest is void where prohibited or restricted by law. Hiscox reserves the right to cancel the contest or modify these rules at its discretion. In the event of a dispute regarding the winners,  Hiscox reserves the right to award or not award the prizes in its sole discretion. Hiscox reserves the right to disqualify any entrant whose entry or conduct appears in Hiscox’s sole discretion in any way to:<br />
              </span><span style="font-size: 11px; font-family: helvetica, arial, sans-serif;"><br />
              - Inhibit the enjoyment of others;
  <br />
              - Tamper with the competition;<br />
              - Violate these rules;
  <br />
              - Infringe on the rights of third parties; or
  <br />
              - Act in an unsportsmanlike or disruptive manner. <br />
              <br />
              Hiscox’s  decisions are final.</span></span></td>
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